When it comes to business credit cards, there’s no question that American Express is king. The AmEx Platinum card has long been the gold standard for business cards and it still remains one of the best options out there. But if you have a less-than-perfect credit history or simply want some extra perks over other options, then explore these other top-rated business cards below:
If you’re looking for a business credit card, then the Chase Slate may be a perfect choice. The Chase Slate is available to those who have good or fair credit and can help build up your business credit score. The card has no annual fee, so it’s easy to use every month without worrying about paying an extra fee when you want something from your bank or store. You also get access to their rewards program which gives points that can be redeemed for gift cards and cash-back rewards when shopping online or at retailers in their network.
Chase Ink Cash
Chase Ink Cash has a bonus of $500, which is one of the lowest in the industry. If you’re looking to get started with minimum spending requirements, this card might be ideal for you.
However, if you want more flexibility and are willing to break up your purchases over time (like using it as a debit card), then there are better options available—including Chase Freedom Unlimited® (see below).
Bank of America Alaska Airlines World Points
The Bank of America Alaska Airlines World Points® Card is a great credit card for fair credit. It’s one of the few cards that reward you with points when you use it to make purchases, and those points can be used to book flights, hotels, and car rentals through Bank of America Alaska Airlines World Points.
The program also offers a $100 statement credit after you spend $1,000 on purchases during your first three months as an authorized user on your account. You can earn an additional 10% bonus when you redeem these points for travel through BankOAAdvance or PayPower Rewards at any time during the year (with no blackout dates).
Capital One VentureOne Cash Rewards
Capital One VentureOne Cash Rewards offers a great option for business owners and people with fair credit. This card is easy to understand, manage and use, making it the best choice for anyone looking for a card that’s simple and straightforward.
The VentureOne Cash Rewards card has an introductory APR of 0% on Purchases for 12 months; then 14.24%. There’s also no annual fee, so you can enjoy this interest-free period without having to worry about paying any fees upfront. You’ll have access to 1% cash back on all purchases made at U.S.-based merchants who accept Visa® or MasterCard®—and 0% overseas purchases in select countries when you redeem your offer code through October 2020!
Discover It Miles for Business
Discover It Miles for Business is a rewards credit card that provides you with the ability to earn cash back and perks. The card has an annual fee of $200, but it can be worth it if you’re looking for a good business credit card with no annual fee.
The signup bonus on this card is 150 miles after spending $1,000 within the first 90 days of opening your account (it also comes with a $50 statement credit). You’ll also get 10% off at Amazon when you use your new Discover It Miles for Business Card in conjunction with another Amazon coupon code–or if you’re already an Amazon Prime member, then there’s no cost at all! So whether or not these points add up to much depends on how much value they bring into your life (like if they replace gas money or groceries).
American Express Business Platinum Card
The American Express Business Platinum Card is a good card for fair credit. It has a good rewards program, and its annual fee is also low. The customer service offered by this credit card provider is also excellent.
However, one downside of this card is that it doesn’t offer any travel rewards program or an emergency assistance feature like some other cards do; however, if you’re looking for more than just regular cash back on purchases then the Amex Business Platinum may not be what you need as part of your overall financial arsenal in 2023.
For a credit card good for fair credit you should consider the business credit cards below
- Chase Ink Classic®: This card is a great way to build your credit and enjoy some perks like Complimentary Cardholder Lounge Access and Priority Pass Select Membership. The annual fee of $0 is waived for the first year, so you can save money in one fell swoop!
- American Express Business Platinum® Card: This card has an attractive sign-up bonus and benefits that include access to Amex’s Global Entry or similar services as well as up to $200 per day spent at participating hotels worldwide (that’s enough miles!). And did we mention that there are no foreign transaction fees?
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If you have excellent credit and a busy lifestyle, then a business credit card could be the answer. With a business credit card, you can earn miles or points to use for travel expenses and other perks such as free WiFi access in airports or lounges—all while avoiding paying interest on your purchases. We’ve listed six of the best cards out there today so that you can find one that suits you best.
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